Category Archives: Financial

HCR Wealth Is Concerned About the Sandwich Generation

HCR Wealth Advisors has noticed a growing number of working-aged adults that are supporting both their sick parents and their own children. The people stuck in this financial situation are called the Sandwich Generation, since they are sandwiched between their financial responsibilities.

At least 1 in 7 working-aged adults are estimated to be living in such a situation. The financial pressure builds up for such individuals and it may hinder their own financial growth and retirement savings.

That situation is even more burdensome that college education is increasing in price. With a more competitive job market looming, it can seem like a hopeless situation.

Focus on Retirement

Aside from your kids, you should consider your end-of-life plan. There should always be some money stashed away somewhere, whether it is in liquid assets or investments.

It may seem like a selfish decision, but your retirement goals must come first as you get older. When your kids are adults and finish college, they should be able to take care of themselves and unload some pressure from you. Your parents may need some help but keep your help within your own financial limits.

Make a Plan for Your Parents’ Healthcare

With the high medical costs in the country, aging parents can be a huge financial burden that the government or their own insurance cannot handle fully. Examine what their bare minimum living costs are and contribute what you can afford. Also take into consideration if they are still bringing in an income, including their retirement checks. Longevity is increasing so it is not unlikely that they will need financial support for decades after retirement.

HCR Wealth Advisors is all about helping you make your financial decisions. With their guidance, even the sandwich generation can reach its financial goals. This registered investment advisory firm is based out of Los Angeles – see more of their financial tips on facebook @HCRwealth.

HCR Wealth Advisors is not affiliated with this website.

Shervin Pishevar: A Man Of Many Words

No one would say that Shervin Pishevar holds his tongue when he has a thought or idea. In fact, he tends to go after it and share everything that is thinking and feeling about a particular subject. Thus, it was no surprise to long time followers when Shervin Pishevar emerged once again on Twitter to talk about the goings on in the world.

Shervin Pishevar has seen that people are interested in what he has to say, and he has capitalized on that. He helps them try to understand the world from the prospective that he sees things in as well.

One of the first things that Shervin Pishevar wanted to share with his followers was his belief that the stock market is headed for a crash. He believes that a twenty percent or bigger drop in the market is highly likely. He also believes that policies coming out of the White House are to blame for it.

You might chop this up as just another partisan who does not care for the current administration except for the fact that Shervin Pishevar is actually someone who just cares about making money and making the best choices to reach those goals. He has proven this by making an early investment in AirBnb that paid off handsomely for him. By taking a calculated risk on that deal, Shervin was able to make some good money for himself. He did not want to leave others behind though, and that is why he now shares his viewpoints about the world in general with an audience that is often wrapped up in every world that he shares.

It is a treat to read the commentary from a person like Pishevar as he talks about the world. He can learn for example from him that he believes that startups are difficult to do anymore given how much protection is afforded to the largest companies in America. It is something that troubles him and makes him believe that there have to be better solutions to this problem. He tweets about that and explains why he thinks that this is the case. That along with other big ideas from him are plenty enough reasons to start following the man.

https://www.huffingtonpost.com/author/shervin-pishevar

Jason Hope Supports Advances In Anti-Aging Medicine

Jason hope has lived in Arizona for his entire life. He currently resides just outside of Phoenix Arizona and continues to support various philanthropic endeavors. He graduated from Arizona State University with his MBA. Since then he has focused his time on various charitable causes that he believes can create a better future. Research organization Strategies For Negligible Senescence Research Foundation has been focused on the development of new treatment protocols for age-related diseases. In 2010 prominent Arizona entrepreneur and philanthropist Jason hope donated $500,000 to the organization and effort to help spur development of new treatment protocols. Thanks to the generous donation from Jason the organization was able to create a new laboratory at Cambridge. At this laboratory, a number of significant advancements in the understanding of aging have been made.

One of the most significant advancements in this field has been that of telomeres. Telomeres are now known to be one of the primary components of aging. They serve as a protective buffer at the end of chromosomes. Over time they are broken down. As they break down, they are one of the principal components of aging. Research has been made into telomerase. Telomerase is an enzyme which has the possibility of elongating telomeres. The elongation of telomeres has the potential for significantly reducing the speed of aging.Chronic inflammation of the human brain is another area of interest in the treatment of age-related decline. Chronic inflammation has been linked to the development of dementia. The human body produces a number of inflammatory compounds naturally as a byproduct of metabolism.

This extracellular waste can over time decrease the strength of a sales barrier and increase oxidative stress in an organism. Several compounds have been tested that can help prevent the bioaccumulation of inflammatory compounds produced by the neurons in the human brain. Senescent cells, for example, are known to release inflammatory compounds. Medications that reduce the number of these senescent cells are capable of preventing age-related diseases and increasing the nutrition of healthy cells. The net effect is a decrease in inflammation and an increase in an individual’s lifespan.The area outside of the cell known as the extracellular matrix is affected by glycation. Over time there is an accumulation of proteins between cells. This causes a decrease in the elasticity of tissues. Eventually, this can contribute to osteoarthritis and hardened arteries. By reducing the level of glycation in the body, it is possible to increase humans lifespan.

Highland Capital Makes a Bold new Move

International markets do not need to compete with each other for resources, when the nature of their purposes is to help as many people as they can. There are several different examples of this in action, and a good one to look at is Highland Capital Management’s actions in Korea, due to its relatively recent occurrence, scope and sheer size. Medicine is big business, because of advances made in modern day societies across the globe. This translates to people not being afraid to live longer, stronger and healthier lives than before. And, Highland Capital is ready to roll up its sleeves to get down to business. Learn more about Highland Capital at Affiliate Dork.

To this end, they have a healthcare fund deal with S Korea NPS Shiwen Yap that’s just about worth 147 million dollars. This is actually being done by an affiliate of Highland which goes by a similar name. These are serious commitments that are sure to yield just as serious results, as far as helping along the business side of anything in the medical field, where Korea comes and goes. The good part of the focus on this deal should be on the National Pension Service (NPS) of South Korea. This is because they are the anchor investor for the fund. Its Origins date back to 1988, and today it is valued somewhere at 499 billion dollars.

View: https://patch.com/texas/across-tx/trey-parker-becomes-co-cio-highland-capital

This deal is kind of a herald and usher for more international trades between the Unitec States, China and Korea. Perhaps, one of the most interesting and exciting aspects of this deal is that it happens to be Highland’s first venture in Asia. As such, it’s going to take its cues from Stonebridge Capital which is a Korean private Equity Capital firm. Truth be told, these two organizations are co-managing the fund, just to make sure that things go smoothly. Asian investors seem to be particularly interested in this type of investing, although their methods do vary between direct and multi-purpose funds.

In this particular case, the vehicle for driving business will be the middle level of health care companies marketed in North America. But, this will also include areas and Asia as well. Things are looking up, as Highland Capital has plenty of assets under management in these perspective fields. The heads of both firms are more than ready to see just how well things can go over the next half a decade or so. Deals like this require expert timing and management, but when executed correctly they are a sure bet. Read more at bloomberg.com.

James Dondero helping improve the Dallas community

James Dondero has become one of the country’s most influential philanthropist and entrepreneur. James Dondero is based in the Dallas, Texas region and works to help grow the community through a variety of ways. He recently contributed some money to the Dallas Zoo, to help bring back the beloved hippos. In 2001, the Dallas Zoo shutdown the hippo habitat for a variety of reasons. People contacted the zoo demanding that they bring back the hippos, after a while the Dallaz Zoo management caved but faced a massive $14 billion cost to bring back the hippos. Learn more about James Dondero at Affiliate Dork.

James Dondero contributed $1 million dollars to the zoo, so that the Dallas community and visitors could once again bring their families to the zoo and see the hippos in their lively habitat. Part of the new habitat was named in honor of Highland Capital Management, James Dondero’s firm. James Dondero’s contribution was used to create a pavilion that allowed guests to hold private events at the new exhibit. The new exhibit features two hippos named Adhama and Boipelo.

James Dondero continues to help to improve his community and has even offered financial assistance anywhere in the community that needs a little push. James Dondero and his firm have contributed funds to Education is Freedom charity and the Perot Museum of Natural Science and also to the George W. Bush Presidential Library and Museum.

Read: https://www.nexbank.com/james-dondero.htm

James Dondero began his lengthy financial career at JP Morgan Chase & Co and later at American Express. He earned multiple degrees from the University of Virginia’s McIntire School of Commerce. James Dondero established Highland Capital Management in 1993 and continues to work with private individuals who need help with their hedge funds and equity accounts. James Dondero continues to contribute to the Dallas community and gives to a variety of local charities. Read more about James Dondero at Daily Forex Report.

Wealth Solutions’ Advice before Renting on Airbnb

Renting your home on Airbnb may seem like a quick way to make money. Homeowners can easily earn money by hosting travelers for a while. However, this can result in several unexpected problems. For example, temporary renters can damage your home to the extent that your homeowner insurance may not cover. As such, you are left with unanticipated legal and financial issues. Consider the following factors before renting your home through Airbnb and other organizations. Learn more: http://www.manta.com/c/mtr4ztj/wealth-solutions

 

Risk

 

By taking in tenants, you become liable for any injuries to the guest, theft, lawsuits, illegal activities, and damage to your neighbor’s property.

 

Insurance Coverage

 

Most homeowner’s insurance policies rarely cover short-term rentals. That means you become liable for expenses incurred by your tenant.

 

Protection

 

Airbnb only offers secondary coverage. Airbnb kicks in after you have exhausted all your resources.

 

About Wealth Solutions

 

Wealth Solutions is a duly registered investment advisory firm that specializes in the provision of comprehensive and customized financial consulting services. It targets wealthy families, individuals, and small enterprise owners in Austin and its neighborhood such as Marble Falls, Houston, Bastrop, and Georgetown. As the financial markets undergo a cycle of transformation, Wealth Solutions believes that the available financial strategies should evolve to adapt the changing environment.

 

Wealth Solutions looks forward to offering dynamic and yet conservative financial solutions to its clients throughout Texas. Its products and solutions will help investors to minimize the associated risk while maximizing their profitability. Wealth Solutions acknowledges that many people want to leave a legacy behind for their heirs and maintain a steady income flow even after retiring. As such, it helps investors to develop comprehensive financial and investment plan even as they look forward to fulfilling their retirement dream.

 

About Richard Blair

 

Richard Blair is the founder of Wealth Solutions, a Texas’ based investment advisory firm. Through Wealth Solutions, Richard Blair has positively impacted the lives of individuals, families, and small business owners. He is a duly registered financial advisor with over 20 years of experience in financial services industry. Learn more: http://anthonycioe.com/richard-blair-providing-sound-investment-and-wealth-solutions-to-clients-in-austin-texas/

 

Having grown in a family with a teaching background, Richard Blair became passionate about the world of education. He devotes to helping investors in complex financial and investment procedures. Richard Blair ventured into the world of finance in 1993 after graduating from college. In 1994, he founded his financial advisory firm, Wealth Solutions.

 

Mr. Blair has extensive knowledge and experience in retirement planning. He often helps his clients to bridge the gap between retirement planning and living in retirement. He helps them avoid common financial mistakes. Mr. Blair’s goal is to assist his clients in realizing their retirement dream. Learn more: http://creditorweekly.com/index.php/2016/05/26/investment-strategy-with-richard-blair/